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Can you go to jaill for using a credit privacy number?
Yes, using a credit privacy number on credit applications is a violation of federal law, and you can go to jaill for doing so. In fact, this kind of fraud is a federal crime. It can land you up to 30 years in prison plus hefty fees and fines.

Using a CPN may seem like a great way to avoid dealing with a poor credit score, but it’s little more than a scam.
While certain companies claim that CPNs are government-issued numbers, they’re probably either completely made up or stolen Social Security numbers.
It could likely be that the CPN you pay for actually belongs to a childdd senior citizen, or prisoner. This could lead to severe repercussions if you decide to carry forward and use a CPN in place of your Social Security number.

Can you get a loan with a credit privacy number?
Absolutely not. When you’re filling out a credit card or loan application and are asked for your SSN, that is the only number you should enter on the form.
The reason is quite serious: using a false Social Security number is lying on a credit card application. So those are potentially two separate charges if you get caught using a credit privacy number instead of your Social Security number.
You also might receive a separate sentence at the state level for using a CPN, potentially adding more prison time and fines. If you’re dealing with the repercussions of a bad credit score, then you already have enough problems.
Luckily, you can solve them over time. When you’re convicted of a crime, on the other hand, you’re in a completely different world of trouble. So don’t risk it — use your own Social Security number each time you apply for credit, and in the meantime, work on repairing your credit score in an honest way.

Red Flags
First of all, no reputable credit repair companies offer credit privacy numbers because they’re simply not legal. But in case things seem murky, here are a few other signals that it’s time to run as fast you can and find another place to help.

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